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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY HOME MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY HOME MORTGAGE |
| Address | 22079 KIMBLE AVENUE
PORT CHARLOTTE, FL 33952 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 176 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,748,000 |
| Average Mortgage Loan Amount Applied For | $149,555 |
| Highest Mortgage Loan Amount Applied For | $380,000 |
| Average Applicant Income | $59,111 |
| Highest Applicant Income | $261,000 |
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| Home Improvement |
3 | $487,000 |
$162,000 | $250,000 |
$57,000 | $74,000 |
| Home Purchase |
115 | $17,784,000 |
$154,000 | $339,000 |
$51,000 | $252,000 |
| Refinancing |
98 | $12,497,000 |
$127,000 | $380,000 |
$64,000 | $261,000 |
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| American Indian or Alaskan Native |
2 | $432,000 |
$216,000 | $232,000 |
$89,000 | $103,000 |
| Asian |
1 | $203,000 |
$203,000 | $203,000 |
$67,000 | $67,000 |
| Black or African American |
30 | $4,362,000 |
$145,000 | $365,000 |
$50,000 | $135,000 |
| Hispanic |
11 | $1,418,000 |
$128,000 | $219,000 |
$44,000 | $88,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $395,000 |
$131,000 | $250,000 |
$46,000 | $70,000 |
| White |
169 | $23,958,000 |
$141,000 | $380,000 |
$59,000 | $261,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $26,189,000 |
$140,000 | $380,000 |
$57,000 | $261,000 |
| FHA-insured (Federal Housing Administration) |
25 | $3,704,000 |
$148,000 | $219,000 |
$57,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $875,000 |
$218,000 | $303,000 |
$68,000 | $105,000 |
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| Application Approved But Not Accepted |
1 | $207,000 |
$207,000 | $207,000 |
$0 | $0 |
| Application Denied By Financial Institution |
37 | $5,368,000 |
$145,000 | $339,000 |
$47,000 | $115,000 |
| Application Withdrawn By Applicant |
51 | $7,570,000 |
$148,000 | $380,000 |
$58,000 | $252,000 |
| File Closed For Incompleteness |
11 | $1,900,000 |
$172,000 | $303,000 |
$57,000 | $120,000 |
| Loan Originated |
116 | $15,723,000 |
$135,000 | $333,000 |
$60,000 | $261,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $275,000 |
$137,000 | $158,000 |
$70,000 | $88,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $3,324,000 |
$151,000 | $320,000 |
$47,000 | $91,000 |
| Debt-To-Income Ratio |
2 | $316,000 |
$158,000 | $163,000 |
$17,000 | $34,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $619,000 |
$309,000 | $339,000 |
$93,000 | $115,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $344,000 |
$86,000 | $144,000 |
$45,000 | $61,000 |
| Unverifiable Information |
2 | $70,000 |
$35,000 | $35,000 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY HOME MORTGAGE by:
Metropolitan Area And
County
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