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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY NATIONAL BANK |
| Address | 200 MIDDLE NECK ROAD
GREAT NECK, NY 11021 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,744,000 |
| Average Mortgage Loan Amount Applied For | $1,124,700 |
| Highest Mortgage Loan Amount Applied For | $4,100,000 |
| Average Applicant Income | $607,700 |
| Highest Applicant Income | $6,876,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
19 | $22,120,000 |
$1,164,000 | $4,100,000 |
$590,000 | $2,824,000 |
| Refinancing |
15 | $17,624,000 |
$1,174,000 | $4,000,000 |
$1,056,000 | $6,876,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,525,000 |
$762,000 | $1,000,000 |
$315,000 | $431,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $210,000 |
$210,000 | $210,000 |
$114,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $1,144,000 |
$572,000 | $680,000 |
$204,000 | $228,000 |
| White |
29 | $36,865,000 |
$1,271,000 | $4,100,000 |
$893,000 | $6,876,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $39,744,000 |
$1,168,000 | $4,100,000 |
$795,000 | $6,876,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $15,673,000 |
$1,959,000 | $4,000,000 |
$1,151,000 | $2,824,000 |
| Application Denied By Financial Institution |
4 | $5,225,000 |
$1,306,000 | $2,000,000 |
$284,000 | $544,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $350,000 |
$350,000 | $350,000 |
$98,000 | $98,000 |
| Loan Originated |
20 | $14,396,000 |
$719,000 | $2,500,000 |
$731,000 | $6,876,000 |
| Loan Purchased By The Institution |
1 | $4,100,000 |
$4,100,000 | $4,100,000 |
$1,974,000 | $1,974,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,925,000 |
$1,925,000 | $1,925,000 |
$544,000 | $544,000 |
| Debt-To-Income Ratio |
3 | $3,300,000 |
$1,100,000 | $2,000,000 |
$198,000 | $324,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY NATIONAL BANK by:
Metropolitan Area And
County
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