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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY NATIONAL BANK OF THE
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY NATIONAL BANK OF THE |
| Address | 225 WEST FIRST NORTH STREET P O BOX 1919
MORRISTOWN, TN 37816 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,704,000 |
| Average Mortgage Loan Amount Applied For | $132,500 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $425,000 |
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| Home Improvement |
12 | $321,000 |
$26,000 | $85,000 |
$72,000 | $160,000 |
| Home Purchase |
61 | $8,835,000 |
$144,000 | $1,000,000 |
$83,000 | $425,000 |
| Refinancing |
38 | $3,548,000 |
$93,000 | $253,000 |
$61,000 | $176,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $111,000 |
$27,000 | $33,000 |
$68,000 | $119,000 |
| Hispanic |
1 | $185,000 |
$185,000 | $185,000 |
$78,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $547,000 |
$182,000 | $357,000 |
$80,000 | $141,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
103 | $11,861,000 |
$115,000 | $1,000,000 |
$74,000 | $425,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $12,704,000 |
$114,000 | $1,000,000 |
$74,000 | $425,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $70,000 |
$70,000 | $70,000 |
$31,000 | $31,000 |
| Application Denied By Financial Institution |
14 | $1,126,000 |
$80,000 | $186,000 |
$38,000 | $98,000 |
| Application Withdrawn By Applicant |
17 | $3,079,000 |
$181,000 | $1,000,000 |
$93,000 | $425,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
79 | $8,429,000 |
$106,000 | $500,000 |
$77,000 | $388,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $411,000 |
$68,000 | $130,000 |
$31,000 | $67,000 |
| Debt-To-Income Ratio |
5 | $500,000 |
$100,000 | $186,000 |
$39,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $215,000 |
$71,000 | $80,000 |
$51,000 | $98,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY NATIONAL BANK OF THE by:
Metropolitan Area And
County
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