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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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COMMUNITY ONE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY ONE CREDIT UNION |
| Address | 6583 FRANK AVE NW
NORTH CANTON, OH 44720 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 37 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,059,000 |
| Average Mortgage Loan Amount Applied For | $24,333 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $180,000 |
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| Home Improvement |
9 | $202,000 |
$22,000 | $39,000 |
$67,000 | $90,000 |
| Home Purchase |
1 | $63,000 |
$63,000 | $63,000 |
$22,000 | $22,000 |
| Refinancing |
27 | $794,000 |
$29,000 | $150,000 |
$65,000 | $180,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $150,000 |
$150,000 | $150,000 |
$35,000 | $35,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$10,000 | $10,000 |
| White |
35 | $879,000 |
$25,000 | $96,000 |
$67,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $1,059,000 |
$28,000 | $150,000 |
$64,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $75,000 |
$25,000 | $30,000 |
$41,000 | $81,000 |
| Application Withdrawn By Applicant |
2 | $15,000 |
$7,000 | $10,000 |
$66,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $969,000 |
$30,000 | $150,000 |
$66,000 | $180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $45,000 |
$22,000 | $30,000 |
$56,000 | $81,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $30,000 |
$30,000 | $30,000 |
$10,000 | $10,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY ONE CREDIT UNION by:
Metropolitan Area And
County
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