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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY PLUS SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY PLUS SAVINGS BANK |
| Address | 310 W. TINEKEN RD
ROCHESTER HILLS, MI 48306 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,986,000 |
| Average Mortgage Loan Amount Applied For | $249,071 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $178,571 |
| Highest Applicant Income | $568,000 |
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| Home Improvement (one-to-four family) |
12 | $323,000 |
$26,000 | $154,000 |
$91,000 | $192,000 |
| Home Purchase (one-to-four family) |
13 | $3,085,000 |
$237,000 | $348,000 |
$107,000 | $262,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
119 | $25,578,000 |
$214,000 | $600,000 |
$156,000 | $568,000 |
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| American Indian or Alaskan Native |
2 | $517,000 |
$258,000 | $274,000 |
$113,000 | $123,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $571,000 |
$114,000 | $275,000 |
$71,000 | $110,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
137 | $27,898,000 |
$203,000 | $600,000 |
$152,000 | $568,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
144 | $28,986,000 |
$201,000 | $600,000 |
$141,000 | $568,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $14,000 |
$14,000 | $14,000 |
$62,000 | $62,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $1,779,000 |
$43,000 | $250,000 |
$86,000 | $234,000 |
| Loan Purchased By The Institution |
102 | $27,193,000 |
$266,000 | $600,000 |
$163,000 | $568,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY PLUS SAVINGS BANK by:
Metropolitan Area And
County
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