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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY PRIDE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY PRIDE BANK |
| Address | 1441 BUNKER LAKE BLVD NE
HAM LAKE, MN 55304 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,692,000 |
| Average Mortgage Loan Amount Applied For | $162,125 |
| Highest Mortgage Loan Amount Applied For | $355,000 |
| Average Applicant Income | $141,000 |
| Highest Applicant Income | $614,000 |
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| Home Improvement |
2 | $360,000 |
$180,000 | $335,000 |
$98,000 | $112,000 |
| Home Purchase |
8 | $1,223,000 |
$152,000 | $355,000 |
$129,000 | $614,000 |
| Refinancing |
2 | $109,000 |
$54,000 | $85,000 |
$64,000 | $85,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8 | $1,008,000 |
$126,000 | $355,000 |
$51,000 | $85,000 |
| White |
4 | $684,000 |
$171,000 | $335,000 |
$236,000 | $614,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $1,692,000 |
$141,000 | $355,000 |
$113,000 | $614,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$54,000 | $54,000 |
| Application Denied By Financial Institution |
3 | $84,000 |
$28,000 | $40,000 |
$37,000 | $85,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $1,408,000 |
$176,000 | $355,000 |
$149,000 | $614,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $25,000 |
$25,000 | $25,000 |
$85,000 | $85,000 |
| Debt-To-Income Ratio |
2 | $59,000 |
$29,000 | $40,000 |
$13,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY PRIDE BANK by:
Metropolitan Area And
County
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