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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY SOUTH BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY SOUTH BANK |
| Address | 51 WEST MAIN STREET
PARSONS, TN 38363 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 287 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,152,000 |
| Average Mortgage Loan Amount Applied For | $123,650 |
| Highest Mortgage Loan Amount Applied For | $1,375,000 |
| Average Applicant Income | $69,200 |
| Highest Applicant Income | $411,000 |
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| Home Improvement |
42 | $1,901,000 |
$45,000 | $732,000 |
$50,000 | $373,000 |
| Home Purchase |
119 | $6,531,000 |
$54,000 | $675,000 |
$89,000 | $411,000 |
| Refinancing |
126 | $8,720,000 |
$69,000 | $1,375,000 |
$62,000 | $377,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $185,000 |
$26,000 | $59,000 |
$29,000 | $93,000 |
| Hispanic |
5 | $205,000 |
$41,000 | $76,000 |
$174,000 | $377,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,896,000 |
$379,000 | $1,200,000 |
$0 | $0 |
| Not Provided |
1 | $25,000 |
$25,000 | $25,000 |
$22,000 | $22,000 |
| White |
269 | $14,841,000 |
$55,000 | $1,375,000 |
$72,000 | $411,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
287 | $17,152,000 |
$59,000 | $1,375,000 |
$71,000 | $411,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $807,000 |
$269,000 | $675,000 |
$150,000 | $329,000 |
| Application Denied By Financial Institution |
40 | $1,714,000 |
$42,000 | $165,000 |
$38,000 | $123,000 |
| Application Withdrawn By Applicant |
17 | $1,664,000 |
$97,000 | $1,200,000 |
$34,000 | $66,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
227 | $12,967,000 |
$57,000 | $1,375,000 |
$79,000 | $411,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY SOUTH BANK by:
Metropolitan Area And
County
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