|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COMMUNITY SOUTH BK AND TR
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COMMUNITY SOUTH BK AND TR |
| Address | 6602 CALHOUN MEMORIAL HIGHWAY
EASLEY, SC 29640 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,403,000 |
| Average Mortgage Loan Amount Applied For | $397,142 |
| Highest Mortgage Loan Amount Applied For | $2,100,000 |
| Average Applicant Income | $137,714 |
| Highest Applicant Income | $1,165,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
29 | $5,089,000 |
$175,000 | $2,100,000 |
$113,000 | $1,165,000 |
| Refinancing |
18 | $2,314,000 |
$128,000 | $773,000 |
$85,000 | $287,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $101,000 |
$101,000 | $101,000 |
$47,000 | $47,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $5,023,000 |
$228,000 | $2,100,000 |
$63,000 | $775,000 |
| Not Provided |
3 | $305,000 |
$101,000 | $125,000 |
$54,000 | $75,000 |
| White |
21 | $1,974,000 |
$94,000 | $400,000 |
$153,000 | $1,165,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
47 | $7,403,000 |
$157,000 | $2,100,000 |
$102,000 | $1,165,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $231,000 |
$77,000 | $100,000 |
$43,000 | $52,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $7,172,000 |
$163,000 | $2,100,000 |
$106,000 | $1,165,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $180,000 |
$90,000 | $100,000 |
$44,000 | $52,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $51,000 |
$51,000 | $51,000 |
$42,000 | $42,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COMMUNITY SOUTH BK AND TR by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
