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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY STATE BANK |
| Address | 1401 N. JEFFERSON
INDIANOLA, IA 50125 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 96 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,680,000 |
| Average Mortgage Loan Amount Applied For | $66,000 |
| Highest Mortgage Loan Amount Applied For | $275,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $271,000 |
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| Home Improvement |
36 | $1,081,000 |
$30,000 | $250,000 |
$58,000 | $138,000 |
| Home Purchase |
36 | $3,559,000 |
$98,000 | $275,000 |
$78,000 | $271,000 |
| Refinancing |
36 | $3,637,000 |
$101,000 | $408,000 |
$63,000 | $238,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $192,000 |
$192,000 | $192,000 |
$141,000 | $141,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $986,000 |
$82,000 | $252,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
95 | $7,099,000 |
$74,000 | $408,000 |
$74,000 | $271,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
108 | $8,277,000 |
$76,000 | $408,000 |
$66,000 | $271,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $139,000 |
$69,000 | $114,000 |
$72,000 | $80,000 |
| Application Denied By Financial Institution |
7 | $655,000 |
$93,000 | $205,000 |
$74,000 | $144,000 |
| Application Withdrawn By Applicant |
4 | $138,000 |
$34,000 | $50,000 |
$53,000 | $99,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
95 | $7,345,000 |
$77,000 | $408,000 |
$66,000 | $271,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY STATE BANK by:
Metropolitan Area And
County
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