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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY STATE BANK OF MO
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY STATE BANK OF MO |
| Address | 117 W CHURCH ST
BOWLING GREEN, MO 63334 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 284 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,762,000 |
| Average Mortgage Loan Amount Applied For | $99,230 |
| Highest Mortgage Loan Amount Applied For | $620,000 |
| Average Applicant Income | $52,923 |
| Highest Applicant Income | $510,000 |
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| Home Improvement |
29 | $989,000 |
$34,000 | $220,000 |
$47,000 | $126,000 |
| Home Purchase |
151 | $15,613,000 |
$103,000 | $620,000 |
$52,000 | $510,000 |
| Refinancing |
104 | $8,160,000 |
$78,000 | $445,000 |
$54,000 | $171,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
13 | $519,000 |
$39,000 | $70,000 |
$50,000 | $130,000 |
| Hispanic |
2 | $98,000 |
$49,000 | $70,000 |
$54,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
44 | $4,521,000 |
$102,000 | $250,000 |
$7,000 | $186,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
225 | $19,624,000 |
$87,000 | $620,000 |
$61,000 | $510,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
284 | $24,762,000 |
$87,000 | $620,000 |
$52,000 | $510,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
29 | $2,712,000 |
$93,000 | $380,000 |
$54,000 | $164,000 |
| Application Withdrawn By Applicant |
36 | $3,825,000 |
$106,000 | $250,000 |
$58,000 | $126,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
219 | $18,225,000 |
$83,000 | $620,000 |
$51,000 | $510,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $759,000 |
$126,000 | $380,000 |
$66,000 | $164,000 |
| Credit Application Incomplete |
1 | $225,000 |
$225,000 | $225,000 |
$48,000 | $48,000 |
| Credit History |
19 | $1,378,000 |
$72,000 | $232,000 |
$51,000 | $141,000 |
| Debt-To-Income Ratio |
3 | $350,000 |
$116,000 | $160,000 |
$52,000 | $75,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY STATE BANK OF MO by:
Metropolitan Area And
County
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