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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITYAMERICA CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITYAMERICA CREDIT UNION |
| Address | 9777 RIDGE DR.
LENEXA, KS 66219 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,257,000 |
| Average Mortgage Loan Amount Applied For | $31,833 |
| Highest Mortgage Loan Amount Applied For | $100,000 |
| Average Applicant Income | $80,916 |
| Highest Applicant Income | $190,000 |
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| Home Improvement |
101 | $3,653,000 |
$36,000 | $145,000 |
$85,000 | $270,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $69,000 |
$23,000 | $42,000 |
$62,000 | $78,000 |
| Hispanic |
5 | $91,000 |
$18,000 | $31,000 |
$61,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
58 | $2,200,000 |
$37,000 | $145,000 |
$89,000 | $270,000 |
| White |
35 | $1,293,000 |
$36,000 | $100,000 |
$84,000 | $190,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $3,653,000 |
$36,000 | $145,000 |
$85,000 | $270,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $291,000 |
$36,000 | $60,000 |
$74,000 | $117,000 |
| Application Denied By Financial Institution |
7 | $204,000 |
$29,000 | $55,000 |
$75,000 | $130,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $3,158,000 |
$36,000 | $145,000 |
$87,000 | $270,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITYAMERICA CREDIT UNION by:
Metropolitan Area And
County
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