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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMTRUST FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMTRUST FEDERAL CREDIT UNION |
| Address | 1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 339 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,913,000 |
| Average Mortgage Loan Amount Applied For | $61,263 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $78,736 |
| Highest Applicant Income | $309,000 |
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| Home Improvement |
1 | $50,000 |
$50,000 | $50,000 |
$185,000 | $185,000 |
| Home Purchase |
71 | $7,670,000 |
$108,000 | $350,000 |
$73,000 | $183,000 |
| Refinancing |
270 | $13,615,000 |
$50,000 | $200,000 |
$69,000 | $309,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $148,000 |
$74,000 | $108,000 |
$103,000 | $162,000 |
| Black or African American |
8 | $427,000 |
$53,000 | $175,000 |
$70,000 | $131,000 |
| Hispanic |
2 | $141,000 |
$70,000 | $91,000 |
$79,000 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $860,000 |
$66,000 | $188,000 |
$79,000 | $141,000 |
| White |
317 | $19,759,000 |
$62,000 | $350,000 |
$69,000 | $309,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
342 | $21,335,000 |
$62,000 | $350,000 |
$70,000 | $309,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
46 | $2,247,000 |
$48,000 | $200,000 |
$53,000 | $309,000 |
| Application Withdrawn By Applicant |
40 | $4,298,000 |
$107,000 | $350,000 |
$61,000 | $183,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
256 | $14,790,000 |
$57,000 | $252,000 |
$74,000 | $220,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMTRUST FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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