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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CONNECTICUT COMMUNITY BANK NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
CONNECTICUT COMMUNITY BANK NA |
| Address | 1495 POST ROAD EAST
WESTPORT, CT 06880 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 142 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $67,599,000 |
| Average Mortgage Loan Amount Applied For | $310,052 |
| Highest Mortgage Loan Amount Applied For | $2,145,000 |
| Average Applicant Income | $135,263 |
| Highest Applicant Income | $2,199,000 |
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| Home Improvement |
3 | $4,030,000 |
$1,343,000 | $2,145,000 |
$166,000 | $412,000 |
| Home Purchase |
85 | $33,348,000 |
$392,000 | $1,872,000 |
$227,000 | $2,199,000 |
| Refinancing |
54 | $30,221,000 |
$559,000 | $1,900,000 |
$245,000 | $1,468,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,333,000 |
$666,000 | $1,000,000 |
$642,000 | $1,201,000 |
| Black or African American |
4 | $755,000 |
$188,000 | $308,000 |
$84,000 | $132,000 |
| Hispanic |
2 | $530,000 |
$265,000 | $500,000 |
$106,000 | $106,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $1,399,000 |
$466,000 | $597,000 |
$177,000 | $210,000 |
| White |
131 | $63,582,000 |
$485,000 | $2,145,000 |
$234,000 | $2,199,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $67,599,000 |
$476,000 | $2,145,000 |
$232,000 | $2,199,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $3,228,000 |
$403,000 | $1,000,000 |
$221,000 | $897,000 |
| Application Denied By Financial Institution |
8 | $4,802,000 |
$600,000 | $2,145,000 |
$430,000 | $1,201,000 |
| Application Withdrawn By Applicant |
41 | $20,076,000 |
$489,000 | $1,500,000 |
$285,000 | $2,199,000 |
| File Closed For Incompleteness |
3 | $1,363,000 |
$454,000 | $663,000 |
$134,000 | $199,000 |
| Loan Originated |
82 | $38,130,000 |
$465,000 | $1,900,000 |
$192,000 | $1,468,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $477,000 |
$159,000 | $300,000 |
$338,000 | $705,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $1,125,000 |
$562,000 | $1,000,000 |
$366,000 | $366,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $3,145,000 |
$1,572,000 | $2,145,000 |
$806,000 | $1,201,000 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$87,000 | $87,000 |
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Mortgage Loan App Totals for CONNECTICUT COMMUNITY BANK NA by:
Metropolitan Area And
County
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