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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CONNEXUS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CONNEXUS CREDIT UNION |
| Address | 2600 PINE RIDGE BLVD
WAUSAU, WI 54401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 138 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,594,000 |
| Average Mortgage Loan Amount Applied For | $113,000 |
| Highest Mortgage Loan Amount Applied For | $711,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $610,000 |
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| Home Improvement |
55 | $1,531,000 |
$27,000 | $65,000 |
$89,000 | $196,000 |
| Home Purchase |
146 | $28,096,000 |
$192,000 | $995,000 |
$90,000 | $610,000 |
| Refinancing |
101 | $11,884,000 |
$117,000 | $620,000 |
$78,000 | $442,000 |
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| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$157,000 | $157,000 |
| Asian |
4 | $549,000 |
$137,000 | $212,000 |
$93,000 | $151,000 |
| Black or African American |
7 | $1,259,000 |
$179,000 | $500,000 |
$96,000 | $217,000 |
| Hispanic |
3 | $542,000 |
$180,000 | $422,000 |
$58,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $2,785,000 |
$214,000 | $950,000 |
$103,000 | $250,000 |
| White |
274 | $36,356,000 |
$132,000 | $995,000 |
$85,000 | $610,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
301 | $41,496,000 |
$137,000 | $995,000 |
$86,000 | $610,000 |
| FHA-insured (Federal Housing Administration) |
1 | $15,000 |
$15,000 | $15,000 |
$45,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
51 | $7,968,000 |
$156,000 | $711,000 |
$58,000 | $203,000 |
| Application Withdrawn By Applicant |
2 | $148,000 |
$74,000 | $90,000 |
$32,000 | $35,000 |
| File Closed For Incompleteness |
30 | $6,318,000 |
$210,000 | $520,000 |
$99,000 | $224,000 |
| Loan Originated |
219 | $27,077,000 |
$123,000 | $995,000 |
$91,000 | $610,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $123,000 |
$123,000 | $123,000 |
$73,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
34 | $4,691,000 |
$137,000 | $711,000 |
$57,000 | $203,000 |
| Debt-To-Income Ratio |
12 | $2,060,000 |
$171,000 | $422,000 |
$59,000 | $106,000 |
| Employment History |
1 | $260,000 |
$260,000 | $260,000 |
$62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $834,000 |
$278,000 | $450,000 |
$51,000 | $88,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CONNEXUS CREDIT UNION by:
Metropolitan Area And
County
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