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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CONSERVATION EMP. CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CONSERVATION EMP. CREDIT UNION |
| Address | P.O. BOX 180
JEFFERSON CITY, MO 65102 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,704,000 |
| Average Mortgage Loan Amount Applied For | $116,600 |
| Highest Mortgage Loan Amount Applied For | $357,000 |
| Average Applicant Income | $60,800 |
| Highest Applicant Income | $110,000 |
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| Home Improvement |
2 | $242,000 |
$121,000 | $122,000 |
$52,000 | $55,000 |
| Home Purchase |
11 | $881,000 |
$80,000 | $140,000 |
$50,000 | $110,000 |
| Refinancing |
12 | $1,656,000 |
$138,000 | $357,000 |
$62,000 | $101,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $103,000 |
$51,000 | $76,000 |
$46,000 | $50,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $293,000 |
$73,000 | $104,000 |
$43,000 | $68,000 |
| White |
19 | $2,383,000 |
$125,000 | $357,000 |
$60,000 | $110,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
25 | $2,779,000 |
$111,000 | $357,000 |
$56,000 | $110,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $64,000 |
$64,000 | $64,000 |
$38,000 | $38,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $349,000 |
$87,000 | $134,000 |
$69,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $2,291,000 |
$120,000 | $357,000 |
$56,000 | $101,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $75,000 |
$75,000 | $75,000 |
$30,000 | $30,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CONSERVATION EMP. CREDIT UNION by:
Metropolitan Area And
County
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