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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CONSTELLATION FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
CONSTELLATION FCU |
| Address | 7214 ARLINGTON BLVD
FALLS CHURCH, VA 22042 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 129 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,992,000 |
| Average Mortgage Loan Amount Applied For | $145,818 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $405,000 |
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| Home Improvement |
59 | $5,737,000 |
$97,000 | $400,000 |
$125,000 | $374,000 |
| Home Purchase |
24 | $7,067,000 |
$294,000 | $700,000 |
$135,000 | $405,000 |
| Refinancing |
46 | $7,188,000 |
$156,000 | $520,000 |
$138,000 | $267,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $855,000 |
$213,000 | $400,000 |
$136,000 | $168,000 |
| Black or African American |
10 | $989,000 |
$98,000 | $200,000 |
$114,000 | $155,000 |
| Hispanic |
12 | $1,473,000 |
$122,000 | $310,000 |
$124,000 | $199,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
23 | $4,710,000 |
$204,000 | $700,000 |
$108,000 | $218,000 |
| White |
80 | $11,965,000 |
$149,000 | $700,000 |
$141,000 | $405,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $19,962,000 |
$155,000 | $700,000 |
$132,000 | $405,000 |
| FHA-insured (Federal Housing Administration) |
1 | $30,000 |
$30,000 | $30,000 |
$92,000 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $782,000 |
$391,000 | $700,000 |
$113,000 | $148,000 |
| Application Denied By Financial Institution |
5 | $1,058,000 |
$211,000 | $465,000 |
$73,000 | $111,000 |
| Application Withdrawn By Applicant |
1 | $280,000 |
$280,000 | $280,000 |
$100,000 | $100,000 |
| File Closed For Incompleteness |
1 | $100,000 |
$100,000 | $100,000 |
$90,000 | $90,000 |
| Loan Originated |
118 | $16,857,000 |
$142,000 | $700,000 |
$136,000 | $405,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $915,000 |
$457,000 | $600,000 |
$90,000 | $92,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $917,000 |
$305,000 | $465,000 |
$88,000 | $111,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CONSTELLATION FCU by:
Metropolitan Area And
County
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