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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CONSUMER MORTGAGE SERVICES INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CONSUMER MORTGAGE SERVICES INC |
| Address | 999 WEST CHESTER PIKE
WEST CHESTER, PA 19382 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 419 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,450,000 |
| Average Mortgage Loan Amount Applied For | $118,658 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $82,207 |
| Highest Applicant Income | $522,000 |
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| Home Improvement |
10 | $1,447,000 |
$166,333 | $259,000 |
$58,000 | $96,000 |
| Home Purchase |
294 | $32,860,000 |
$88,615 | $880,000 |
$87,846 | $522,000 |
| Refinancing |
116 | $17,263,000 |
$173,090 | $638,000 |
$93,636 | $456,000 |
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| American Indian or Alaskan Native |
2 | $227,000 |
$113,000 | $182,000 |
$70,000 | $70,000 |
| Asian |
21 | $3,441,000 |
$175,500 | $639,000 |
$130,250 | $267,000 |
| Black or African American |
94 | $8,337,000 |
$83,125 | $259,000 |
$73,625 | $244,000 |
| Hispanic |
18 | $2,951,000 |
$135,200 | $825,000 |
$104,600 | $312,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $108,000 |
$54,000 | $84,000 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
65 | $5,650,000 |
$78,363 | $241,000 |
$82,727 | $216,000 |
| White |
218 | $30,856,000 |
$153,769 | $880,000 |
$89,923 | $522,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
416 | $51,048,000 |
$126,250 | $880,000 |
$90,812 | $522,000 |
| FHA-insured (Federal Housing Administration) |
2 | $209,000 |
$104,000 | $119,000 |
$15,000 | $31,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $313,000 |
$156,000 | $239,000 |
$16,000 | $33,000 |
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| Application Approved But Not Accepted |
1 | $58,000 |
$58,000 | $58,000 |
$68,000 | $68,000 |
| Application Denied By Financial Institution |
44 | $4,303,000 |
$86,125 | $210,000 |
$70,875 | $183,000 |
| Application Withdrawn By Applicant |
75 | $10,885,000 |
$120,100 | $880,000 |
$102,800 | $522,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
300 | $36,324,000 |
$139,384 | $825,000 |
$90,846 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CONSUMER MORTGAGE SERVICES INC by:
Metropolitan Area And
County
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