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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COOP TEACHERS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
COOP TEACHERS CREDIT UNION |
| Address | 1424 WSW LOOP 323
TYLER, TX 75701 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 35 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,549,000 |
| Average Mortgage Loan Amount Applied For | $74,375 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $215,000 |
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| Home Improvement |
12 | $499,000 |
$41,000 | $100,000 |
$52,000 | $90,000 |
| Home Purchase |
18 | $2,596,000 |
$144,000 | $350,000 |
$90,000 | $215,000 |
| Refinancing |
6 | $556,000 |
$92,000 | $163,000 |
$75,000 | $197,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $95,000 |
$31,000 | $61,000 |
$44,000 | $56,000 |
| Hispanic |
2 | $38,000 |
$19,000 | $28,000 |
$18,000 | $27,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
31 | $3,518,000 |
$113,000 | $350,000 |
$81,000 | $215,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $3,651,000 |
$101,000 | $350,000 |
$75,000 | $215,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $295,000 |
$42,000 | $102,000 |
$32,000 | $56,000 |
| Application Withdrawn By Applicant |
1 | $15,000 |
$15,000 | $15,000 |
$75,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $3,341,000 |
$119,000 | $350,000 |
$85,000 | $215,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $183,000 |
$36,000 | $61,000 |
$37,000 | $56,000 |
| Debt-To-Income Ratio |
2 | $112,000 |
$56,000 | $102,000 |
$20,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COOP TEACHERS CREDIT UNION by:
Metropolitan Area And
County
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