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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CORNHUSKER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CORNHUSKER BANK |
| Address | 1101 CORNHUSKER HWY LINCOLN, NE 68521 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 350 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,344,000 |
| Average Mortgage Loan Amount Applied For | $146,333 |
| Highest Mortgage Loan Amount Applied For | $2,700,000 |
| Average Applicant Income | $48,296 |
| Highest Applicant Income | $620,000 |
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| Home Improvement |
172 | $5,898,000 |
$34,000 | $2,700,000 |
$70,000 | $620,000 |
| Home Purchase |
40 | $6,184,000 |
$154,000 | $1,460,000 |
$55,000 | $256,000 |
| Refinancing |
140 | $12,339,000 |
$88,000 | $960,000 |
$57,000 | $216,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $371,000 |
$92,000 | $213,000 |
$74,000 | $104,000 |
| Black or African American |
6 | $263,000 |
$43,000 | $187,000 |
$21,000 | $69,000 |
| Hispanic |
3 | $177,000 |
$59,000 | $138,000 |
$69,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $64,000 |
$32,000 | $38,000 |
$12,000 | $12,000 |
| Not applicable |
20 | $6,999,000 |
$349,000 | $2,700,000 |
$23,000 | $170,000 |
| Not Provided |
50 | $1,751,000 |
$35,000 | $960,000 |
$60,000 | $184,000 |
| White |
267 | $14,796,000 |
$55,000 | $579,000 |
$68,000 | $620,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
350 | $24,194,000 |
$69,000 | $2,700,000 |
$63,000 | $620,000 |
| FHA-insured (Federal Housing Administration) |
2 | $227,000 |
$113,000 | $120,000 |
$24,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $104,000 |
$13,000 | $20,000 |
$65,000 | $96,000 |
| Application Denied By Financial Institution |
39 | $1,668,000 |
$42,000 | $452,000 |
$43,000 | $92,000 |
| Application Withdrawn By Applicant |
61 | $8,186,000 |
$134,000 | $960,000 |
$66,000 | $620,000 |
| File Closed For Incompleteness |
1 | $86,000 |
$86,000 | $86,000 |
$32,000 | $32,000 |
| Loan Originated |
243 | $14,377,000 |
$59,000 | $2,700,000 |
$65,000 | $558,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CORNHUSKER BANK by:
Metropolitan Area And
County
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