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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COUNTRYSIDE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COUNTRYSIDE BANK |
| Address | 520 E. ELM
REPUBLIC, MO 65738 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 77 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,675,000 |
| Average Mortgage Loan Amount Applied For | $55,888 |
| Highest Mortgage Loan Amount Applied For | $216,000 |
| Average Applicant Income | $48,444 |
| Highest Applicant Income | $261,000 |
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| Home Improvement |
28 | $378,000 |
$13,000 | $70,000 |
$43,000 | $204,000 |
| Home Purchase |
26 | $2,191,000 |
$84,000 | $216,000 |
$55,000 | $261,000 |
| Refinancing |
23 | $1,106,000 |
$48,000 | $139,000 |
$46,000 | $217,000 |
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| American Indian or Alaskan Native |
3 | $111,000 |
$37,000 | $40,000 |
$33,000 | $45,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $24,000 |
$24,000 | $24,000 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $704,000 |
$70,000 | $185,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $2,836,000 |
$45,000 | $216,000 |
$57,000 | $261,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $3,675,000 |
$47,000 | $216,000 |
$48,000 | $261,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $108,000 |
$54,000 | $83,000 |
$40,000 | $62,000 |
| Application Withdrawn By Applicant |
2 | $143,000 |
$71,000 | $139,000 |
$31,000 | $40,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $3,424,000 |
$46,000 | $216,000 |
$48,000 | $261,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $83,000 |
$83,000 | $83,000 |
$62,000 | $62,000 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$19,000 | $19,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COUNTRYSIDE BANK by:
Metropolitan Area And
County
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