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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COUNTRYWIDE BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
COUNTRYWIDE BANK, N.A. |
| Address | 35 NORTH LAKE, MS 35-148
PASADENA, CA 91101 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 775,217 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $177,207,189,000 |
| Average Mortgage Loan Amount Applied For | $122,658 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $84,368 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
43,058 | $8,349,270,000 |
$193,000 | $5,700,000 |
$106,000 | $9,999,000 |
| Home Purchase |
393,573 | $80,848,409,000 |
$205,000 | $10,000,000 |
$125,000 | $9,999,000 |
| Refinancing |
338,586 | $88,009,510,000 |
$259,000 | $10,000,000 |
$116,000 | $9,999,000 |
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| American Indian or Alaskan Native |
1,576 | $343,211,000 |
$217,000 | $2,450,000 |
$130,000 | $3,420,000 |
| Asian |
25,117 | $8,793,978,000 |
$350,000 | $10,000,000 |
$165,000 | $9,999,000 |
| Black or African American |
25,901 | $5,462,109,000 |
$210,000 | $4,500,000 |
$115,000 | $9,999,000 |
| Hispanic |
65,863 | $18,109,198,000 |
$274,000 | $6,380,000 |
$126,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander |
2,595 | $808,689,000 |
$311,000 | $5,466,000 |
$156,000 | $1,930,000 |
| Not applicable |
374,025 | $76,562,264,000 |
$204,000 | $3,840,000 |
$97,000 | $9,999,000 |
| Not Provided |
41,955 | $11,910,521,000 |
$283,000 | $6,300,000 |
$159,000 | $9,999,000 |
| White |
238,185 | $55,217,219,000 |
$231,000 | $10,000,000 |
$143,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
772,660 | $176,841,995,000 |
$228,000 | $10,000,000 |
$120,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
2,101 | $271,705,000 |
$129,000 | $578,000 |
$50,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $816,000 |
$102,000 | $235,000 |
$48,000 | $91,000 |
| VA-guaranteed (Veterans Administration) |
448 | $92,673,000 |
$206,000 | $581,000 |
$72,000 | $400,000 |
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| Application Approved But Not Accepted |
71,143 | $18,270,995,000 |
$256,000 | $5,180,000 |
$141,000 | $9,999,000 |
| Application Denied By Financial Institution |
115,882 | $36,195,399,000 |
$312,000 | $4,238,000 |
$156,000 | $9,999,000 |
| Application Withdrawn By Applicant |
36,866 | $9,816,332,000 |
$266,000 | $10,000,000 |
$162,000 | $9,999,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
177,301 | $36,362,199,000 |
$205,000 | $10,000,000 |
$128,000 | $9,999,000 |
| Loan Purchased By The Institution |
374,025 | $76,562,264,000 |
$204,000 | $3,840,000 |
$97,000 | $9,999,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
42,745 | $11,494,549,000 |
$268,000 | $3,000,000 |
$157,000 | $9,999,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10,060 | $3,045,566,000 |
$302,000 | $3,000,000 |
$142,000 | $4,264,000 |
| Debt-To-Income Ratio |
2,599 | $889,199,000 |
$342,000 | $3,000,000 |
$130,000 | $1,440,000 |
| Employment History |
8 | $1,643,000 |
$205,000 | $360,000 |
$89,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
604 | $293,442,000 |
$485,000 | $3,000,000 |
$217,000 | $7,273,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
54,450 | $18,995,515,000 |
$348,000 | $4,238,000 |
$163,000 | $9,999,000 |
| Unverifiable Information |
5,416 | $1,475,485,000 |
$272,000 | $2,470,000 |
$94,000 | $3,120,000 |
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Mortgage Loan App Totals for COUNTRYWIDE BANK, N.A. by:
Metropolitan Area And
County
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