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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CPORT CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CPORT CREDIT UNION |
| Address | PO BOX 777
PORTLAND, ME 04104 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 176 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,209,000 |
| Average Mortgage Loan Amount Applied For | $40,083 |
| Highest Mortgage Loan Amount Applied For | $291,000 |
| Average Applicant Income | $59,583 |
| Highest Applicant Income | $148,000 |
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| Home Improvement |
98 | $2,949,000 |
$30,000 | $110,000 |
$66,000 | $148,000 |
| Home Purchase |
5 | $719,000 |
$143,000 | $291,000 |
$70,000 | $97,000 |
| Refinancing |
73 | $4,541,000 |
$62,000 | $192,000 |
$62,000 | $133,000 |
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| American Indian or Alaskan Native |
1 | $58,000 |
$58,000 | $58,000 |
$77,000 | $77,000 |
| Asian |
1 | $46,000 |
$46,000 | $46,000 |
$94,000 | $94,000 |
| Black or African American |
1 | $83,000 |
$83,000 | $83,000 |
$62,000 | $62,000 |
| Hispanic |
1 | $62,000 |
$62,000 | $62,000 |
$54,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $27,000 |
$13,000 | $17,000 |
$70,000 | $94,000 |
| White |
170 | $7,933,000 |
$46,000 | $291,000 |
$64,000 | $148,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
176 | $8,209,000 |
$46,000 | $291,000 |
$64,000 | $148,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $364,000 |
$45,000 | $100,000 |
$36,000 | $69,000 |
| Application Denied By Financial Institution |
4 | $248,000 |
$62,000 | $126,000 |
$64,000 | $103,000 |
| Application Withdrawn By Applicant |
5 | $153,000 |
$30,000 | $73,000 |
$59,000 | $102,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
159 | $7,444,000 |
$46,000 | $291,000 |
$66,000 | $148,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $46,000 |
$46,000 | $46,000 |
$94,000 | $94,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $17,000 |
$17,000 | $17,000 |
$38,000 | $38,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CPORT CREDIT UNION by:
Metropolitan Area And
County
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