|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
CREDIT UNION FINANCIAL SERVICE
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CREDIT UNION FINANCIAL SERVICE |
| Address | 131 NORTHPARK TRAIL
STOCKBRIDGE, GA 30281 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| Data Years (click a year for detail) | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 357 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,868,000 |
| Average Mortgage Loan Amount Applied For | $130,716 |
| Highest Mortgage Loan Amount Applied For | $614,000 |
| Average Applicant Income | $71,802 |
| Highest Applicant Income | $304,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
125 | $18,697,000 |
$153,000 | $495,000 |
$82,142 | $298,000 |
| Refinancing |
232 | $32,171,000 |
$163,222 | $614,000 |
$78,888 | $304,000 |
|
|
| American Indian or Alaskan Native |
1 | $118,000 |
$118,000 | $118,000 |
$38,000 | $38,000 |
| Asian |
3 | $543,000 |
$181,000 | $284,000 |
$49,000 | $77,000 |
| Black or African American |
136 | $17,056,000 |
$150,500 | $354,000 |
$64,250 | $163,000 |
| Hispanic |
6 | $728,000 |
$121,000 | $264,000 |
$127,000 | $304,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
10 | $1,588,000 |
$158,000 | $278,000 |
$63,000 | $92,000 |
| White |
201 | $30,835,000 |
$169,200 | $614,000 |
$85,900 | $298,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
357 | $50,868,000 |
$169,272 | $614,000 |
$83,090 | $304,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $1,470,000 |
$133,000 | $284,000 |
$44,000 | $73,000 |
| Application Withdrawn By Applicant |
13 | $1,661,000 |
$127,000 | $264,000 |
$50,000 | $80,000 |
| File Closed For Incompleteness |
3 | $356,000 |
$118,000 | $148,000 |
$50,000 | $72,000 |
| Loan Originated |
330 | $47,381,000 |
$169,363 | $614,000 |
$83,363 | $304,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
7 | $853,000 |
$121,000 | $207,000 |
$53,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $293,000 |
$146,000 | $158,000 |
$40,000 | $40,000 |
| Employment History |
1 | $284,000 |
$284,000 | $284,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CREDIT UNION FINANCIAL SERVICE by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2009 AllMortgageDetail.com All rights reserved.
|
|
