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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CREDIT SUISSE FINANCIAL CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
CREDIT SUISSE FINANCIAL CORP |
| Address | 302 CARNEGIE CENTER, SUITE 200
PRINCETON, NJ 08540 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 26,828 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,015,628,000 |
| Average Mortgage Loan Amount Applied For | $156,064 |
| Highest Mortgage Loan Amount Applied For | $3,250,000 |
| Average Applicant Income | $99,624 |
| Highest Applicant Income | $4,504,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
17,640 | $2,974,745,000 |
$168,000 | $1,885,000 |
$114,000 | $3,600,000 |
| Refinancing |
9,188 | $2,040,883,000 |
$222,000 | $3,250,000 |
$103,000 | $4,504,000 |
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| American Indian or Alaskan Native |
57 | $10,165,000 |
$178,000 | $758,000 |
$75,000 | $406,000 |
| Asian |
985 | $211,742,000 |
$214,000 | $1,000,000 |
$115,000 | $756,000 |
| Black or African American |
3,330 | $588,707,000 |
$176,000 | $1,000,000 |
$92,000 | $1,200,000 |
| Hispanic |
6,537 | $1,216,082,000 |
$186,000 | $1,450,000 |
$92,000 | $1,638,000 |
| Native Hawaiin or Other Pacific Islander |
120 | $21,726,000 |
$181,000 | $696,000 |
$114,000 | $576,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2,607 | $520,229,000 |
$199,000 | $1,500,000 |
$107,000 | $2,035,000 |
| White |
13,192 | $2,446,977,000 |
$185,000 | $3,250,000 |
$124,000 | $4,504,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26,828 | $5,015,628,000 |
$186,000 | $3,250,000 |
$110,000 | $4,504,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
883 | $173,745,000 |
$196,000 | $1,810,000 |
$106,000 | $2,092,000 |
| Application Denied By Financial Institution |
8,917 | $1,798,701,000 |
$201,000 | $3,250,000 |
$113,000 | $2,160,000 |
| Application Withdrawn By Applicant |
119 | $16,835,000 |
$141,000 | $880,000 |
$88,000 | $848,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
16,909 | $3,026,347,000 |
$178,000 | $1,885,000 |
$110,000 | $4,504,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
726 | $166,233,000 |
$228,000 | $1,350,000 |
$142,000 | $2,035,000 |
| Credit Application Incomplete |
4,802 | $989,858,000 |
$206,000 | $1,902,000 |
$110,000 | $2,160,000 |
| Credit History |
1,021 | $186,970,000 |
$183,000 | $1,389,000 |
$92,000 | $697,000 |
| Debt-To-Income Ratio |
507 | $90,627,000 |
$178,000 | $800,000 |
$98,000 | $1,008,000 |
| Employment History |
56 | $9,204,000 |
$164,000 | $560,000 |
$84,000 | $303,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
62 | $12,650,000 |
$204,000 | $1,000,000 |
$130,000 | $1,560,000 |
| Mortgage Insurance Denied |
3 | $1,277,000 |
$425,000 | $1,000,000 |
$34,000 | $102,000 |
| Other |
995 | $186,882,000 |
$187,000 | $3,250,000 |
$142,000 | $1,638,000 |
| Unverifiable Information |
736 | $152,033,000 |
$206,000 | $1,125,000 |
$106,000 | $1,404,000 |
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Mortgage Loan App Totals for CREDIT SUISSE FINANCIAL CORP by:
Metropolitan Area And
County
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