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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CREDIT UNION FINANCIAL SERVICE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CREDIT UNION FINANCIAL SERVICE |
| Address | 131 NORTHPARK TRAIL
STOCKBRIDGE, GA 30281 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 247 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,836,000 |
| Average Mortgage Loan Amount Applied For | $128,600 |
| Highest Mortgage Loan Amount Applied For | $609,000 |
| Average Applicant Income | $71,853 |
| Highest Applicant Income | $384,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
142 | $20,809,000 |
$146,000 | $476,000 |
$71,000 | $384,000 |
| Refinancing |
105 | $15,027,000 |
$143,000 | $609,000 |
$71,000 | $250,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $139,000 |
$139,000 | $139,000 |
$66,000 | $66,000 |
| Black or African American |
68 | $8,517,000 |
$125,000 | $315,000 |
$65,000 | $154,000 |
| Hispanic |
2 | $267,000 |
$133,000 | $148,000 |
$49,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
33 | $5,668,000 |
$171,000 | $393,000 |
$80,000 | $271,000 |
| White |
143 | $21,245,000 |
$148,000 | $609,000 |
$72,000 | $384,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
247 | $35,836,000 |
$145,000 | $609,000 |
$71,000 | $384,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $310,000 |
$155,000 | $247,000 |
$63,000 | $83,000 |
| Application Withdrawn By Applicant |
2 | $207,000 |
$103,000 | $157,000 |
$59,000 | $91,000 |
| File Closed For Incompleteness |
4 | $543,000 |
$135,000 | $274,000 |
$57,000 | $72,000 |
| Loan Originated |
239 | $34,776,000 |
$145,000 | $609,000 |
$71,000 | $384,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $247,000 |
$247,000 | $247,000 |
$83,000 | $83,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CREDIT UNION FINANCIAL SERVICE by:
Metropolitan Area And
County
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