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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CREDIT UNION OF TEXAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
CREDIT UNION OF TEXAS |
| Address | PO BOX 515169
DALLAS, TX 75251 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,623 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $68,673,000 |
| Average Mortgage Loan Amount Applied For | $48,606 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $68,161 |
| Highest Applicant Income | $546,000 |
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| Home Improvement |
319 | $14,731,000 |
$46,000 | $150,000 |
$112,000 | $382,000 |
| Home Purchase |
1,095 | $45,250,000 |
$41,000 | $500,000 |
$90,000 | $546,000 |
| Refinancing |
209 | $8,692,000 |
$41,000 | $197,000 |
$101,000 | $424,000 |
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| American Indian or Alaskan Native |
7 | $287,000 |
$41,000 | $67,000 |
$76,000 | $220,000 |
| Asian |
60 | $2,181,000 |
$36,000 | $78,000 |
$98,000 | $235,000 |
| Black or African American |
61 | $2,653,000 |
$43,000 | $130,000 |
$75,000 | $191,000 |
| Hispanic |
109 | $4,239,000 |
$38,000 | $139,000 |
$86,000 | $301,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $75,000 |
$25,000 | $31,000 |
$77,000 | $100,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
196 | $8,405,000 |
$42,000 | $202,000 |
$93,000 | $350,000 |
| White |
1,187 | $50,833,000 |
$42,000 | $500,000 |
$98,000 | $546,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,623 | $68,673,000 |
$42,000 | $500,000 |
$96,000 | $546,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
26 | $1,078,000 |
$41,000 | $128,000 |
$62,000 | $148,000 |
| Application Withdrawn By Applicant |
13 | $504,000 |
$38,000 | $90,000 |
$93,000 | $286,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
205 | $7,190,000 |
$35,000 | $134,000 |
$94,000 | $373,000 |
| Loan Purchased By The Institution |
1,379 | $59,901,000 |
$43,000 | $500,000 |
$97,000 | $546,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $398,000 |
$56,000 | $128,000 |
$91,000 | $135,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $240,000 |
$30,000 | $79,000 |
$68,000 | $148,000 |
| Debt-To-Income Ratio |
11 | $440,000 |
$40,000 | $87,000 |
$40,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CREDIT UNION OF TEXAS by:
Metropolitan Area And
County
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