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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CROGHAN COLONIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CROGHAN COLONIAL BANK |
| Address | 323 CROGHAN STREET
FREMONT, OH 43420 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 304 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,686,000 |
| Average Mortgage Loan Amount Applied For | $102,142 |
| Highest Mortgage Loan Amount Applied For | $1,020,000 |
| Average Applicant Income | $200,142 |
| Highest Applicant Income | $1,608,000 |
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| Home Improvement |
107 | $2,824,000 |
$26,000 | $300,000 |
$64,000 | $1,608,000 |
| Home Purchase |
133 | $16,538,000 |
$124,000 | $1,020,000 |
$65,000 | $703,000 |
| Refinancing |
101 | $8,001,000 |
$79,000 | $280,000 |
$62,000 | $295,000 |
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| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$31,000 | $31,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $53,000 |
$17,000 | $30,000 |
$39,000 | $47,000 |
| Hispanic |
19 | $745,000 |
$39,000 | $111,000 |
$49,000 | $105,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $2,177,000 |
$181,000 | $979,000 |
$264,000 | $1,608,000 |
| Not Provided |
17 | $567,000 |
$33,000 | $140,000 |
$44,000 | $130,000 |
| White |
289 | $23,741,000 |
$82,000 | $1,020,000 |
$58,000 | $305,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
341 | $27,363,000 |
$80,000 | $1,020,000 |
$64,000 | $1,608,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $1,090,000 |
$64,000 | $225,000 |
$58,000 | $117,000 |
| Application Denied By Financial Institution |
93 | $5,616,000 |
$60,000 | $979,000 |
$39,000 | $361,000 |
| Application Withdrawn By Applicant |
16 | $3,039,000 |
$189,000 | $609,000 |
$84,000 | $161,000 |
| File Closed For Incompleteness |
2 | $176,000 |
$88,000 | $96,000 |
$39,000 | $48,000 |
| Loan Originated |
176 | $13,765,000 |
$78,000 | $1,020,000 |
$78,000 | $1,608,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
24 | $2,762,000 |
$115,000 | $425,000 |
$61,000 | $154,000 |
| Preapproval Denied by Financial Institution |
13 | $915,000 |
$70,000 | $250,000 |
$43,000 | $90,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CROGHAN COLONIAL BANK by:
Metropolitan Area And
County
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