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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CROWN BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CROWN BANK, N.A. |
| Address | 715 ROUTE 70
BRICK, NJ 08723 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 84 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,127,000 |
| Average Mortgage Loan Amount Applied For | $274,058 |
| Highest Mortgage Loan Amount Applied For | $1,040,000 |
| Average Applicant Income | $87,588 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
1 | $40,000 |
$40,000 | $40,000 |
$103,000 | $103,000 |
| Home Purchase |
35 | $11,614,000 |
$331,000 | $1,040,000 |
$117,000 | $400,000 |
| Refinancing |
48 | $13,473,000 |
$280,000 | $640,000 |
$80,000 | $335,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $950,000 |
$190,000 | $300,000 |
$81,000 | $152,000 |
| Hispanic |
21 | $7,155,000 |
$340,000 | $600,000 |
$64,000 | $213,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
58 | $17,022,000 |
$293,000 | $1,040,000 |
$109,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $25,127,000 |
$299,000 | $1,040,000 |
$96,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
42 | $12,824,000 |
$305,000 | $640,000 |
$92,000 | $349,000 |
| Application Denied By Financial Institution |
11 | $2,717,000 |
$247,000 | $450,000 |
$83,000 | $199,000 |
| Application Withdrawn By Applicant |
7 | $2,210,000 |
$315,000 | $1,040,000 |
$130,000 | $400,000 |
| File Closed For Incompleteness |
2 | $775,000 |
$387,000 | $520,000 |
$25,000 | $50,000 |
| Loan Originated |
22 | $6,601,000 |
$300,000 | $600,000 |
$105,000 | $216,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $297,000 |
$297,000 | $297,000 |
$89,000 | $89,000 |
| Credit Application Incomplete |
1 | $60,000 |
$60,000 | $60,000 |
$0 | $0 |
| Credit History |
2 | $675,000 |
$337,000 | $450,000 |
$102,000 | $124,000 |
| Debt-To-Income Ratio |
2 | $595,000 |
$297,000 | $412,000 |
$76,000 | $116,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $725,000 |
$241,000 | $300,000 |
$119,000 | $199,000 |
| Unverifiable Information |
2 | $365,000 |
$182,000 | $315,000 |
$56,000 | $96,000 |
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Mortgage Loan App Totals for CROWN BANK, N.A. by:
Metropolitan Area And
County
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