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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CSMC, INC. DBA CENTRAL STATES
Mortgage Loans and Application Details
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| Mortgage Company Name |
CSMC, INC. DBA CENTRAL STATES |
| Address | 10425 W NORTH AVENUE #100
WAUWATOSA, WI 53226 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,811 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $267,231,000 |
| Average Mortgage Loan Amount Applied For | $134,747 |
| Highest Mortgage Loan Amount Applied For | $908,000 |
| Average Applicant Income | $69,082 |
| Highest Applicant Income | $1,214,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
922 | $126,151,000 |
$136,000 | $780,000 |
$69,000 | $1,214,000 |
| Refinancing |
894 | $141,594,000 |
$158,000 | $908,000 |
$72,000 | $311,000 |
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| American Indian or Alaskan Native |
4 | $254,000 |
$63,000 | $100,000 |
$53,000 | $94,000 |
| Asian |
12 | $1,963,000 |
$163,000 | $308,000 |
$71,000 | $150,000 |
| Black or African American |
89 | $11,270,000 |
$126,000 | $475,000 |
$66,000 | $240,000 |
| Hispanic |
55 | $7,322,000 |
$133,000 | $283,000 |
$55,000 | $218,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $584,000 |
$146,000 | $205,000 |
$89,000 | $121,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
70 | $8,451,000 |
$120,000 | $415,000 |
$55,000 | $193,000 |
| White |
1,582 | $237,901,000 |
$150,000 | $908,000 |
$72,000 | $1,214,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,492 | $224,062,000 |
$150,000 | $908,000 |
$74,000 | $1,214,000 |
| FHA-insured (Federal Housing Administration) |
285 | $38,634,000 |
$135,000 | $247,000 |
$54,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $183,000 |
$183,000 | $183,000 |
$80,000 | $80,000 |
| VA-guaranteed (Veterans Administration) |
38 | $4,866,000 |
$128,000 | $302,000 |
$50,000 | $148,000 |
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| Application Approved But Not Accepted |
1 | $40,000 |
$40,000 | $40,000 |
$120,000 | $120,000 |
| Application Denied By Financial Institution |
31 | $4,132,000 |
$133,000 | $420,000 |
$77,000 | $192,000 |
| Application Withdrawn By Applicant |
150 | $21,695,000 |
$144,000 | $576,000 |
$60,000 | $320,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,634 | $241,878,000 |
$148,000 | $908,000 |
$71,000 | $1,214,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
13 | $1,210,000 |
$93,000 | $202,000 |
$57,000 | $136,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,725,000 |
$215,000 | $420,000 |
$129,000 | $192,000 |
| Debt-To-Income Ratio |
4 | $342,000 |
$85,000 | $115,000 |
$67,000 | $106,000 |
| Employment History |
1 | $164,000 |
$164,000 | $164,000 |
$69,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $691,000 |
$138,000 | $276,000 |
$57,000 | $100,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CSMC, INC. DBA CENTRAL STATES by:
Metropolitan Area And
County
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