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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CU COMPANIES OF TEXAS, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CU COMPANIES OF TEXAS, LLC |
| Address | 9601 JONES ROAD SUITE 108
HOUSTON, TX 77065 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 203 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,823,000 |
| Average Mortgage Loan Amount Applied For | $104,550 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $69,750 |
| Highest Applicant Income | $310,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
224 | $28,588,000 |
$127,000 | $417,000 |
$81,000 | $1,998,000 |
| Refinancing |
66 | $7,020,000 |
$106,000 | $240,000 |
$75,000 | $161,000 |
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| American Indian or Alaskan Native |
1 | $149,000 |
$149,000 | $149,000 |
$110,000 | $110,000 |
| Asian |
18 | $2,394,000 |
$133,000 | $294,000 |
$100,000 | $288,000 |
| Black or African American |
39 | $3,924,000 |
$100,000 | $208,000 |
$59,000 | $129,000 |
| Hispanic |
47 | $4,853,000 |
$103,000 | $266,000 |
$67,000 | $310,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $90,000 |
$90,000 | $90,000 |
$72,000 | $72,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
41 | $5,413,000 |
$132,000 | $250,000 |
$66,000 | $184,000 |
| White |
143 | $18,785,000 |
$131,000 | $417,000 |
$91,000 | $1,998,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
290 | $35,608,000 |
$122,000 | $417,000 |
$80,000 | $1,998,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
87 | $11,932,000 |
$137,000 | $330,000 |
$80,000 | $310,000 |
| Application Denied By Financial Institution |
92 | $10,981,000 |
$119,000 | $417,000 |
$64,000 | $288,000 |
| Application Withdrawn By Applicant |
4 | $642,000 |
$160,000 | $251,000 |
$103,000 | $186,000 |
| File Closed For Incompleteness |
1 | $60,000 |
$60,000 | $60,000 |
$54,000 | $54,000 |
| Loan Originated |
104 | $11,618,000 |
$111,000 | $294,000 |
$75,000 | $186,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $375,000 |
$187,000 | $260,000 |
$1,014,000 | $1,998,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$72,000 | $72,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
52 | $6,056,000 |
$116,000 | $417,000 |
$67,000 | $216,000 |
| Debt-To-Income Ratio |
21 | $2,729,000 |
$129,000 | $417,000 |
$48,000 | $127,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
13 | $1,537,000 |
$118,000 | $185,000 |
$82,000 | $288,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $469,000 |
$117,000 | $156,000 |
$49,000 | $76,000 |
| Unverifiable Information |
1 | $155,000 |
$155,000 | $155,000 |
$49,000 | $49,000 |
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Mortgage Loan App Totals for CU COMPANIES OF TEXAS, LLC by:
Metropolitan Area And
County
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