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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CURTIS MORTGAGE COMPANY, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CURTIS MORTGAGE COMPANY, INC. |
| Address | 607 MARKET STREET
KNOXVILLE, TN 37902 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 286 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,114,000 |
| Average Mortgage Loan Amount Applied For | $157,892 |
| Highest Mortgage Loan Amount Applied For | $925,000 |
| Average Applicant Income | $79,250 |
| Highest Applicant Income | $748,000 |
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| Home Improvement |
3 | $496,000 |
$165,000 | $227,000 |
$66,000 | $79,000 |
| Home Purchase |
142 | $18,981,000 |
$133,000 | $600,000 |
$64,000 | $295,000 |
| Refinancing |
141 | $19,637,000 |
$139,000 | $925,000 |
$81,000 | $748,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $411,000 |
$137,000 | $165,000 |
$54,000 | $69,000 |
| Hispanic |
2 | $239,000 |
$119,000 | $120,000 |
$139,000 | $246,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $748,000 |
$187,000 | $381,000 |
$86,000 | $120,000 |
| White |
277 | $37,716,000 |
$136,000 | $925,000 |
$72,000 | $748,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
282 | $38,704,000 |
$137,000 | $925,000 |
$73,000 | $748,000 |
| FHA-insured (Federal Housing Administration) |
1 | $46,000 |
$46,000 | $46,000 |
$22,000 | $22,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $60,000 |
$60,000 | $60,000 |
$25,000 | $25,000 |
| VA-guaranteed (Veterans Administration) |
2 | $304,000 |
$152,000 | $190,000 |
$67,000 | $73,000 |
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| Application Approved But Not Accepted |
1 | $139,000 |
$139,000 | $139,000 |
$33,000 | $33,000 |
| Application Denied By Financial Institution |
3 | $275,000 |
$91,000 | $180,000 |
$83,000 | $104,000 |
| Application Withdrawn By Applicant |
68 | $8,622,000 |
$126,000 | $925,000 |
$81,000 | $748,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
214 | $30,078,000 |
$140,000 | $830,000 |
$70,000 | $460,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $245,000 |
$122,000 | $180,000 |
$72,000 | $73,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$104,000 | $104,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CURTIS MORTGAGE COMPANY, INC. by:
Metropolitan Area And
County
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