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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CUSO OF HAWAII, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CUSO OF HAWAII, INC. |
| Address | 2200 KAMEHAMEHA HIGHWAY, SUITE 212
HONOLULU, HI 96819 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 141 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,845,000 |
| Average Mortgage Loan Amount Applied For | $302,000 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $182,000 |
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| Home Improvement |
13 | $3,704,000 |
$284,000 | $640,000 |
$101,000 | $174,000 |
| Home Purchase |
44 | $11,853,000 |
$269,000 | $700,000 |
$89,000 | $182,000 |
| Refinancing |
84 | $23,288,000 |
$277,000 | $800,000 |
$83,000 | $174,000 |
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| American Indian or Alaskan Native |
3 | $1,250,000 |
$416,000 | $700,000 |
$93,000 | $151,000 |
| Asian |
86 | $23,760,000 |
$276,000 | $700,000 |
$88,000 | $182,000 |
| Black or African American |
3 | $150,000 |
$50,000 | $100,000 |
$160,000 | $180,000 |
| Hispanic |
4 | $694,000 |
$173,000 | $231,000 |
$80,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
14 | $4,240,000 |
$302,000 | $626,000 |
$61,000 | $104,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $505,000 |
$252,000 | $405,000 |
$57,000 | $90,000 |
| White |
29 | $8,246,000 |
$284,000 | $800,000 |
$88,000 | $174,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
141 | $38,845,000 |
$275,000 | $800,000 |
$86,000 | $182,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
29 | $7,750,000 |
$267,000 | $650,000 |
$84,000 | $180,000 |
| Application Denied By Financial Institution |
15 | $4,801,000 |
$320,000 | $700,000 |
$83,000 | $151,000 |
| Application Withdrawn By Applicant |
16 | $5,131,000 |
$320,000 | $800,000 |
$96,000 | $167,000 |
| File Closed For Incompleteness |
17 | $4,565,000 |
$268,000 | $646,000 |
$74,000 | $166,000 |
| Loan Originated |
64 | $16,598,000 |
$259,000 | $700,000 |
$89,000 | $182,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $325,000 |
$325,000 | $325,000 |
$70,000 | $70,000 |
| Credit Application Incomplete |
2 | $480,000 |
$240,000 | $250,000 |
$88,000 | $92,000 |
| Credit History |
7 | $2,663,000 |
$380,000 | $700,000 |
$70,000 | $93,000 |
| Debt-To-Income Ratio |
2 | $800,000 |
$400,000 | $700,000 |
$120,000 | $151,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $283,000 |
$141,000 | $187,000 |
$90,000 | $120,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CUSO OF HAWAII, INC. by:
Metropolitan Area And
County
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