|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CUYAMACA BANK, N.A.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CUYAMACA BANK, N.A. |
| Address | 900 CANTERBURY PLACE
ESCONDIDO, CA 92025 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,282,000 |
| Average Mortgage Loan Amount Applied For | $214,000 |
| Highest Mortgage Loan Amount Applied For | $1,856,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $336,000 |
|
|
|
| Home Improvement |
4 | $313,000 |
$78,000 | $150,000 |
$82,000 | $111,000 |
| Home Purchase |
29 | $8,219,000 |
$283,000 | $1,856,000 |
$37,000 | $336,000 |
| Refinancing |
29 | $4,750,000 |
$163,000 | $375,000 |
$76,000 | $216,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $64,000 |
$64,000 | $64,000 |
$34,000 | $34,000 |
| Hispanic |
7 | $866,000 |
$123,000 | $300,000 |
$55,000 | $111,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $6,903,000 |
$531,000 | $1,856,000 |
$76,000 | $148,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $5,449,000 |
$132,000 | $450,000 |
$59,000 | $336,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $13,282,000 |
$214,000 | $1,856,000 |
$60,000 | $336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $446,000 |
$89,000 | $125,000 |
$29,000 | $36,000 |
| Application Withdrawn By Applicant |
6 | $772,000 |
$128,000 | $375,000 |
$51,000 | $108,000 |
| File Closed For Incompleteness |
1 | $93,000 |
$93,000 | $93,000 |
$0 | $0 |
| Loan Originated |
50 | $11,971,000 |
$239,000 | $1,856,000 |
$80,000 | $336,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $150,000 |
$75,000 | $96,000 |
$28,000 | $36,000 |
| Debt-To-Income Ratio |
2 | $232,000 |
$116,000 | $125,000 |
$29,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $64,000 |
$64,000 | $64,000 |
$34,000 | $34,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CUYAMACA BANK, N.A. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
