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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CYPRESSCOQUINA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CYPRESSCOQUINA BANK |
| Address | 1020 W. GRANADA BLVD.
ORMOND BEACH, FL 32174 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 59 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,843,000 |
| Average Mortgage Loan Amount Applied For | $432,333 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $52,666 |
| Highest Applicant Income | $602,000 |
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| Home Improvement |
18 | $644,000 |
$35,000 | $90,000 |
$69,000 | $245,000 |
| Home Purchase |
16 | $1,885,000 |
$117,000 | $374,000 |
$106,000 | $602,000 |
| Refinancing |
26 | $4,426,000 |
$170,000 | $1,100,000 |
$65,000 | $304,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,851,000 |
$462,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
3 | $612,000 |
$204,000 | $374,000 |
$225,000 | $602,000 |
| White |
53 | $4,492,000 |
$84,000 | $935,000 |
$75,000 | $315,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
60 | $6,955,000 |
$115,000 | $1,100,000 |
$77,000 | $602,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $484,000 |
$121,000 | $400,000 |
$51,000 | $77,000 |
| Application Denied By Financial Institution |
11 | $1,409,000 |
$128,000 | $374,000 |
$121,000 | $602,000 |
| Application Withdrawn By Applicant |
3 | $85,000 |
$28,000 | $40,000 |
$18,000 | $40,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
42 | $4,977,000 |
$118,000 | $1,100,000 |
$72,000 | $304,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CYPRESSCOQUINA BANK by:
Metropolitan Area And
County
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