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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DAKOTA COUNTY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DAKOTA COUNTY STATE BANK |
| Address | 2024 DAKOTA AVE
SO SIOUX CITY, NE 68776 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,682,000 |
| Average Mortgage Loan Amount Applied For | $41,000 |
| Highest Mortgage Loan Amount Applied For | $368,000 |
| Average Applicant Income | $45,666 |
| Highest Applicant Income | $131,000 |
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| Home Improvement |
44 | $707,000 |
$16,000 | $245,000 |
$41,000 | $109,000 |
| Home Purchase |
8 | $652,000 |
$81,000 | $300,000 |
$74,000 | $292,000 |
| Refinancing |
27 | $2,382,000 |
$88,000 | $400,000 |
$49,000 | $131,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,000 |
$1,000 | $1,000 |
$23,000 | $23,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
19 | $606,000 |
$31,000 | $126,000 |
$41,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $320,000 |
$160,000 | $305,000 |
$12,000 | $25,000 |
| Not Provided |
1 | $8,000 |
$8,000 | $8,000 |
$52,000 | $52,000 |
| White |
56 | $2,806,000 |
$50,000 | $400,000 |
$51,000 | $292,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79 | $3,741,000 |
$47,000 | $400,000 |
$47,000 | $292,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $229,000 |
$32,000 | $126,000 |
$43,000 | $65,000 |
| Application Withdrawn By Applicant |
1 | $5,000 |
$5,000 | $5,000 |
$21,000 | $21,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
71 | $3,507,000 |
$49,000 | $400,000 |
$48,000 | $292,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DAKOTA COUNTY STATE BANK by:
Metropolitan Area And
County
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