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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DATCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
DATCU |
| Address | 225 WEST MULBERRY
DENTON, TX 76201 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 389 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,376,000 |
| Average Mortgage Loan Amount Applied For | $94,380 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $96,142 |
| Highest Applicant Income | $506,000 |
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| Home Improvement |
42 | $1,849,000 |
$44,000 | $124,000 |
$106,000 | $207,000 |
| Home Purchase |
183 | $17,449,000 |
$95,000 | $520,000 |
$79,000 | $456,000 |
| Refinancing |
164 | $16,078,000 |
$98,000 | $700,000 |
$85,000 | $506,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $34,000 |
$34,000 | $34,000 |
$207,000 | $207,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
22 | $1,883,000 |
$85,000 | $285,000 |
$57,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
364 | $33,273,000 |
$91,000 | $700,000 |
$85,000 | $506,000 |
| White |
2 | $186,000 |
$93,000 | $142,000 |
$134,000 | $135,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
389 | $35,376,000 |
$90,000 | $700,000 |
$84,000 | $506,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $98,000 |
$49,000 | $85,000 |
$113,000 | $125,000 |
| Application Denied By Financial Institution |
8 | $479,000 |
$59,000 | $124,000 |
$57,000 | $158,000 |
| Application Withdrawn By Applicant |
8 | $941,000 |
$117,000 | $288,000 |
$77,000 | $127,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
371 | $33,858,000 |
$91,000 | $700,000 |
$85,000 | $506,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $167,000 |
$83,000 | $92,000 |
$25,000 | $29,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $150,000 |
$75,000 | $124,000 |
$56,000 | $82,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $65,000 |
$65,000 | $65,000 |
$20,000 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DATCU by:
Metropolitan Area And
County
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