|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DAY AIR CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DAY AIR CREDIT UNION |
| Address | 3501 WILMINGTON PIKE
KETTERING, OH 45429 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 299 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,772,000 |
| Average Mortgage Loan Amount Applied For | $71,058 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $93,352 |
| Highest Applicant Income | $1,182,000 |
|
|
|
| Home Improvement |
171 | $3,264,000 |
$19,000 | $100,000 |
$68,000 | $1,182,000 |
| Home Purchase |
105 | $11,516,000 |
$109,000 | $400,000 |
$65,000 | $708,000 |
| Refinancing |
52 | $4,939,000 |
$94,000 | $298,000 |
$58,000 | $154,000 |
|
|
| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$34,000 | $34,000 |
| Asian |
4 | $331,000 |
$82,000 | $201,000 |
$64,000 | $106,000 |
| Black or African American |
45 | $2,054,000 |
$45,000 | $200,000 |
$48,000 | $124,000 |
| Hispanic |
4 | $257,000 |
$64,000 | $85,000 |
$47,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $70,000 |
$70,000 | $70,000 |
$45,000 | $45,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $143,000 |
$143,000 | $143,000 |
$67,000 | $67,000 |
| White |
272 | $16,784,000 |
$61,000 | $400,000 |
$69,000 | $1,182,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
328 | $19,719,000 |
$60,000 | $400,000 |
$65,000 | $1,182,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
8 | $601,000 |
$75,000 | $133,000 |
$44,000 | $70,000 |
| Application Denied By Financial Institution |
38 | $1,930,000 |
$50,000 | $298,000 |
$72,000 | $1,182,000 |
| Application Withdrawn By Applicant |
75 | $5,789,000 |
$77,000 | $250,000 |
$52,000 | $175,000 |
| File Closed For Incompleteness |
15 | $1,668,000 |
$111,000 | $248,000 |
$53,000 | $102,000 |
| Loan Originated |
192 | $9,731,000 |
$50,000 | $400,000 |
$71,000 | $708,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $285,000 |
$25,000 | $82,000 |
$147,000 | $1,182,000 |
| Debt-To-Income Ratio |
11 | $256,000 |
$23,000 | $150,000 |
$43,000 | $74,000 |
| Employment History |
2 | $36,000 |
$18,000 | $35,000 |
$39,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $90,000 |
$90,000 | $90,000 |
$44,000 | $44,000 |
| Unverifiable Information |
1 | $58,000 |
$58,000 | $58,000 |
$24,000 | $24,000 |
|
Mortgage Loan App Totals for DAY AIR CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
