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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DEARBORN SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DEARBORN SAVINGS BANK |
| Address | 595 W EADS PARKWAY
LAWRENCEBURG, IN 47025 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,803,000 |
| Average Mortgage Loan Amount Applied For | $158,250 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $94,625 |
| Highest Applicant Income | $336,000 |
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| Home Improvement |
7 | $658,000 |
$94,000 | $345,000 |
$80,000 | $137,000 |
| Home Purchase |
73 | $10,821,000 |
$148,000 | $426,000 |
$83,000 | $336,000 |
| Refinancing |
35 | $5,166,000 |
$147,000 | $550,000 |
$80,000 | $203,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $128,000 |
$128,000 | $128,000 |
$0 | $0 |
| Not Provided |
1 | $82,000 |
$82,000 | $82,000 |
$76,000 | $76,000 |
| White |
113 | $16,435,000 |
$145,000 | $550,000 |
$83,000 | $336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
115 | $16,645,000 |
$144,000 | $550,000 |
$82,000 | $336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $806,000 |
$115,000 | $330,000 |
$64,000 | $105,000 |
| Application Withdrawn By Applicant |
18 | $2,493,000 |
$138,000 | $345,000 |
$64,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
89 | $13,163,000 |
$147,000 | $550,000 |
$87,000 | $336,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $183,000 |
$183,000 | $183,000 |
$90,000 | $90,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $7,000 |
$7,000 | $7,000 |
$52,000 | $52,000 |
| Credit History |
3 | $422,000 |
$140,000 | $330,000 |
$89,000 | $105,000 |
| Debt-To-Income Ratio |
3 | $377,000 |
$125,000 | $300,000 |
$42,000 | $104,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DEARBORN SAVINGS BANK by:
Metropolitan Area And
County
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