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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DEBORAH M. GORMAN & ASSOCIATES
Mortgage Loans and Application Details
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| Mortgage Company Name |
DEBORAH M. GORMAN & ASSOCIATES |
| Address | 12755 OLIVE BLVD., SUITE 120
ST. LOUIS, MO 63141 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 552 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $79,547,000 |
| Average Mortgage Loan Amount Applied For | $137,785 |
| Highest Mortgage Loan Amount Applied For | $1,505,000 |
| Average Applicant Income | $62,142 |
| Highest Applicant Income | $321,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
196 | $24,938,000 |
$127,000 | $520,000 |
$73,000 | $284,000 |
| Refinancing |
410 | $61,288,000 |
$149,000 | $1,505,000 |
$66,000 | $321,000 |
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| American Indian or Alaskan Native |
1 | $135,000 |
$135,000 | $135,000 |
$73,000 | $73,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
39 | $4,582,000 |
$117,000 | $351,000 |
$69,000 | $178,000 |
| Hispanic |
32 | $3,839,000 |
$119,000 | $267,000 |
$26,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $150,000 |
$150,000 | $150,000 |
$89,000 | $89,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
37 | $4,444,000 |
$120,000 | $258,000 |
$51,000 | $144,000 |
| White |
496 | $73,076,000 |
$147,000 | $1,505,000 |
$72,000 | $321,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
598 | $85,147,000 |
$142,000 | $1,505,000 |
$69,000 | $321,000 |
| FHA-insured (Federal Housing Administration) |
7 | $954,000 |
$136,000 | $171,000 |
$61,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $125,000 |
$125,000 | $125,000 |
$71,000 | $71,000 |
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| Application Approved But Not Accepted |
1 | $28,000 |
$28,000 | $28,000 |
$34,000 | $34,000 |
| Application Denied By Financial Institution |
5 | $578,000 |
$115,000 | $148,000 |
$47,000 | $62,000 |
| Application Withdrawn By Applicant |
270 | $36,495,000 |
$135,000 | $1,505,000 |
$51,000 | $251,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
330 | $49,125,000 |
$148,000 | $682,000 |
$83,000 | $321,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $223,000 |
$111,000 | $148,000 |
$37,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $146,000 |
$146,000 | $146,000 |
$62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DEBORAH M. GORMAN & ASSOCIATES by:
Metropolitan Area And
County
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