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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DECATUR EARTHMOVER CR UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
DECATUR EARTHMOVER CR UNION |
| Address | 2600 E. DIVIDEND DR. DECATUR, IL 62526-1859 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 211 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,700,000 |
| Average Mortgage Loan Amount Applied For | $72,181 |
| Highest Mortgage Loan Amount Applied For | $234,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $156,000 |
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| Home Improvement (one-to-four family) |
1 | $75,000 |
$75,000 | $75,000 |
$79,000 | $79,000 |
| Home Purchase (one-to-four family) |
36 | $2,728,000 |
$75,000 | $234,000 |
$54,000 | $156,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
208 | $13,988,000 |
$67,000 | $206,000 |
$60,000 | $144,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $85,000 |
$85,000 | $85,000 |
$156,000 | $156,000 |
| Black |
6 | $401,000 |
$66,000 | $117,000 |
$42,000 | $82,000 |
| Hispanic |
1 | $57,000 |
$57,000 | $57,000 |
$37,000 | $37,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $53,000 |
$53,000 | $53,000 |
$52,000 | $52,000 |
| White |
236 | $16,195,000 |
$68,000 | $234,000 |
$57,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
244 | $16,719,000 |
$68,000 | $234,000 |
$58,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $72,000 |
$72,000 | $72,000 |
$70,000 | $70,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $11,000 |
$11,000 | $11,000 |
$30,000 | $30,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
244 | $16,780,000 |
$68,000 | $234,000 |
$60,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $11,000 |
$11,000 | $11,000 |
$30,000 | $30,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DECATUR EARTHMOVER CR UNION by:
Metropolitan Area And
County
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