|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DEDHAM COOPERATIVE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DEDHAM COOPERATIVE BANK |
| Address | 402 WASHINGTON STREET
DEDHAM, MA 02026 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,486,000 |
| Average Mortgage Loan Amount Applied For | $213,500 |
| Highest Mortgage Loan Amount Applied For | $648,000 |
| Average Applicant Income | $89,250 |
| Highest Applicant Income | $249,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
5 | $1,015,000 |
$203,000 | $350,000 |
$111,000 | $154,000 |
| Refinancing |
15 | $4,471,000 |
$298,000 | $648,000 |
$110,000 | $249,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
20 | $5,486,000 |
$274,000 | $648,000 |
$110,000 | $249,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
20 | $5,486,000 |
$274,000 | $648,000 |
$110,000 | $249,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $939,000 |
$469,000 | $648,000 |
$110,000 | $139,000 |
| Application Withdrawn By Applicant |
3 | $608,000 |
$202,000 | $328,000 |
$86,000 | $176,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $3,939,000 |
$262,000 | $625,000 |
$115,000 | $249,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $648,000 |
$648,000 | $648,000 |
$139,000 | $139,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $291,000 |
$291,000 | $291,000 |
$82,000 | $82,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for DEDHAM COOPERATIVE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
