|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DEEPWATER INDUSTRIES FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DEEPWATER INDUSTRIES FCU |
| Address | P.O. BOX 42
DEEPWATER, NJ 08023 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 15 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,688,000 |
| Average Mortgage Loan Amount Applied For | $100,666 |
| Highest Mortgage Loan Amount Applied For | $210,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $108,000 |
|
|
|
| Home Improvement |
3 | $65,000 |
$21,000 | $25,000 |
$86,000 | $91,000 |
| Home Purchase |
6 | $915,000 |
$152,000 | $210,000 |
$68,000 | $108,000 |
| Refinancing |
6 | $708,000 |
$118,000 | $162,000 |
$63,000 | $93,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $164,000 |
$82,000 | $139,000 |
$81,000 | $91,000 |
| Hispanic |
1 | $15,000 |
$15,000 | $15,000 |
$79,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
12 | $1,509,000 |
$125,000 | $210,000 |
$67,000 | $108,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $1,623,000 |
$135,000 | $210,000 |
$65,000 | $108,000 |
| FHA-insured (Federal Housing Administration) |
3 | $65,000 |
$21,000 | $25,000 |
$86,000 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $55,000 |
$55,000 | $55,000 |
$17,000 | $17,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $139,000 |
$139,000 | $139,000 |
$72,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13 | $1,494,000 |
$114,000 | $210,000 |
$74,000 | $108,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for DEEPWATER INDUSTRIES FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
