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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DEERE COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
DEERE COMMUNITY CREDIT UNION |
| Address | 1201 S ANKENY BLVD, PO BOX 319
ANKENY, IA 50021-0319 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 136 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,240,000 |
| Average Mortgage Loan Amount Applied For | $80,833 |
| Highest Mortgage Loan Amount Applied For | $276,000 |
| Average Applicant Income | $66,500 |
| Highest Applicant Income | $163,000 |
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| Home Improvement (one-to-four family) |
33 | $318,000 |
$9,000 | $30,000 |
$63,000 | $143,000 |
| Home Purchase (one-to-four family) |
10 | $1,216,000 |
$121,000 | $182,000 |
$61,000 | $85,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
93 | $10,706,000 |
$115,000 | $276,000 |
$63,000 | $163,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $128,000 |
$128,000 | $128,000 |
$51,000 | $51,000 |
| Black |
1 | $4,000 |
$4,000 | $4,000 |
$35,000 | $35,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
1 | $185,000 |
$185,000 | $185,000 |
$60,000 | $60,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
133 | $11,923,000 |
$89,000 | $276,000 |
$64,000 | $163,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $12,126,000 |
$104,000 | $276,000 |
$69,000 | $163,000 |
| FHA-insured (Federal Housing Administration) |
20 | $114,000 |
$5,000 | $9,000 |
$41,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $600,000 |
$150,000 | $178,000 |
$69,000 | $109,000 |
| Application Denied By Financial Institution |
9 | $1,002,000 |
$111,000 | $185,000 |
$62,000 | $102,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
123 | $10,638,000 |
$86,000 | $276,000 |
$62,000 | $163,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $30,000 |
$30,000 | $30,000 |
$66,000 | $66,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $797,000 |
$113,000 | $185,000 |
$59,000 | $102,000 |
| Debt-To-Income Ratio |
1 | $175,000 |
$175,000 | $175,000 |
$74,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DEERE COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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