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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DEL-ONE
Mortgage Loans and Application Details
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| Mortgage Company Name |
DEL-ONE |
| Address | 150 E WATER STREET
DOVER, DE 19901 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 334 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,926,000 |
| Average Mortgage Loan Amount Applied For | $57,000 |
| Highest Mortgage Loan Amount Applied For | $252,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $626,000 |
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| Home Improvement |
184 | $7,663,000 |
$41,000 | $200,000 |
$72,000 | $626,000 |
| Home Purchase |
5 | $384,000 |
$76,000 | $170,000 |
$105,000 | $159,000 |
| Refinancing |
145 | $10,879,000 |
$75,000 | $252,000 |
$80,000 | $425,000 |
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| American Indian or Alaskan Native |
1 | $15,000 |
$15,000 | $15,000 |
$25,000 | $25,000 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$78,000 | $78,000 |
| Black or African American |
77 | $4,596,000 |
$59,000 | $200,000 |
$68,000 | $282,000 |
| Hispanic |
19 | $748,000 |
$39,000 | $133,000 |
$65,000 | $115,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
236 | $13,517,000 |
$57,000 | $252,000 |
$80,000 | $626,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
334 | $18,926,000 |
$56,000 | $252,000 |
$76,000 | $626,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $172,000 |
$86,000 | $112,000 |
$73,000 | $97,000 |
| Application Denied By Financial Institution |
45 | $3,662,000 |
$81,000 | $252,000 |
$60,000 | $300,000 |
| Application Withdrawn By Applicant |
1 | $95,000 |
$95,000 | $95,000 |
$42,000 | $42,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
286 | $14,997,000 |
$52,000 | $252,000 |
$79,000 | $626,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $344,000 |
$86,000 | $188,000 |
$87,000 | $127,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $1,292,000 |
$71,000 | $179,000 |
$59,000 | $300,000 |
| Debt-To-Income Ratio |
18 | $1,494,000 |
$83,000 | $252,000 |
$42,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DEL-ONE by:
Metropolitan Area And
County
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