|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DEL SUR CORP. DBA CAMINO REAL
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DEL SUR CORP. DBA CAMINO REAL |
| Address | 707 N. MACLAY AVENUE
SAN FERNANDO, CA 91340 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 772 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $186,507,000 |
| Average Mortgage Loan Amount Applied For | $274,933 |
| Highest Mortgage Loan Amount Applied For | $1,240,000 |
| Average Applicant Income | $94,600 |
| Highest Applicant Income | $780,000 |
|
|
|
| Home Improvement |
6 | $585,000 |
$97,000 | $204,000 |
$109,000 | $141,000 |
| Home Purchase |
466 | $107,599,000 |
$230,000 | $1,240,000 |
$117,000 | $720,000 |
| Refinancing |
300 | $78,323,000 |
$261,000 | $720,000 |
$103,000 | $780,000 |
|
|
| American Indian or Alaskan Native |
1 | $480,000 |
$480,000 | $480,000 |
$88,000 | $88,000 |
| Asian |
3 | $767,000 |
$255,000 | $417,000 |
$131,000 | $154,000 |
| Black or African American |
15 | $5,175,000 |
$345,000 | $1,240,000 |
$157,000 | $468,000 |
| Hispanic |
648 | $154,187,000 |
$237,000 | $720,000 |
$106,000 | $780,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
42 | $12,409,000 |
$295,000 | $903,000 |
$175,000 | $667,000 |
| White |
63 | $13,489,000 |
$214,000 | $655,000 |
$116,000 | $667,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
772 | $186,507,000 |
$241,000 | $1,240,000 |
$112,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
101 | $26,755,000 |
$264,000 | $1,240,000 |
$112,000 | $468,000 |
| Application Denied By Financial Institution |
61 | $16,513,000 |
$270,000 | $903,000 |
$142,000 | $720,000 |
| Application Withdrawn By Applicant |
6 | $2,000,000 |
$333,000 | $545,000 |
$327,000 | $667,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
604 | $141,239,000 |
$233,000 | $743,000 |
$107,000 | $780,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $1,315,000 |
$263,000 | $440,000 |
$123,000 | $150,000 |
| Debt-To-Income Ratio |
2 | $550,000 |
$275,000 | $440,000 |
$109,000 | $109,000 |
| Employment History |
5 | $1,536,000 |
$307,000 | $636,000 |
$103,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,038,000 |
$346,000 | $496,000 |
$108,000 | $162,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $1,982,000 |
$330,000 | $800,000 |
$116,000 | $174,000 |
| Unverifiable Information |
2 | $415,000 |
$207,000 | $332,000 |
$103,000 | $103,000 |
|
Mortgage Loan App Totals for DEL SUR CORP. DBA CAMINO REAL by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
