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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DELANCO FEDERAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DELANCO FEDERAL SAVINGS BANK |
| Address | PO BOX 5128, 615 BURLINGTON AVENUE
DELANCO, NJ 08075 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,266,000 |
| Average Mortgage Loan Amount Applied For | $83,500 |
| Highest Mortgage Loan Amount Applied For | $925,000 |
| Average Applicant Income | $84,500 |
| Highest Applicant Income | $450,000 |
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| Home Improvement |
49 | $2,837,000 |
$57,000 | $700,000 |
$70,000 | $335,000 |
| Home Purchase |
22 | $5,801,000 |
$263,000 | $925,000 |
$136,000 | $390,000 |
| Refinancing |
11 | $2,344,000 |
$213,000 | $500,000 |
$122,000 | $450,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $85,000 |
$85,000 | $85,000 |
$26,000 | $26,000 |
| Black or African American |
1 | $375,000 |
$375,000 | $375,000 |
$230,000 | $230,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
80 | $10,522,000 |
$131,000 | $925,000 |
$94,000 | $450,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
82 | $10,982,000 |
$133,000 | $925,000 |
$95,000 | $450,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $607,000 |
$303,000 | $375,000 |
$157,000 | $230,000 |
| Application Withdrawn By Applicant |
3 | $447,000 |
$149,000 | $189,000 |
$120,000 | $231,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $9,928,000 |
$128,000 | $925,000 |
$92,000 | $450,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $375,000 |
$375,000 | $375,000 |
$230,000 | $230,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $232,000 |
$232,000 | $232,000 |
$84,000 | $84,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DELANCO FEDERAL SAVINGS BANK by:
Metropolitan Area And
County
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