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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DELAWARE FIRST FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
DELAWARE FIRST FCU |
| Address | 1815 NEWPORT GAP PIKE
WILMINGTON, DE 19806-6241 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 141 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,668,000 |
| Average Mortgage Loan Amount Applied For | $25,300 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $291,000 |
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| Home Improvement |
141 | $4,668,000 |
$33,000 | $200,000 |
$61,000 | $291,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
4 | $209,000 |
$52,000 | $100,000 |
$79,000 | $122,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
31 | $537,000 |
$17,000 | $65,000 |
$45,000 | $107,000 |
| Hispanic |
4 | $145,000 |
$36,000 | $100,000 |
$56,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
19 | $500,000 |
$26,000 | $75,000 |
$74,000 | $291,000 |
| White |
83 | $3,277,000 |
$39,000 | $200,000 |
$63,000 | $163,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
141 | $4,668,000 |
$33,000 | $200,000 |
$61,000 | $291,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
68 | $1,266,000 |
$18,000 | $200,000 |
$47,000 | $291,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $3,402,000 |
$46,000 | $150,000 |
$73,000 | $163,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$77,000 | $77,000 |
| Credit Application Incomplete |
1 | $67,000 |
$67,000 | $67,000 |
$291,000 | $291,000 |
| Credit History |
44 | $598,000 |
$13,000 | $65,000 |
$41,000 | $103,000 |
| Debt-To-Income Ratio |
21 | $556,000 |
$26,000 | $200,000 |
$39,000 | $84,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$190,000 | $190,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DELAWARE FIRST FCU by:
Metropolitan Area And
County
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