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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DELMAR FINANCIAL COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
DELMAR FINANCIAL COMPANY |
| Address | 1030 WOODCREST TERRACE DRIVE
SAINT LOUIS, MO 63141 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 413 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,456,000 |
| Average Mortgage Loan Amount Applied For | $114,891 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $71,540 |
| Highest Applicant Income | $469,000 |
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| Home Improvement |
1 | $102,000 |
$102,000 | $102,000 |
$42,000 | $42,000 |
| Home Purchase |
227 | $30,784,000 |
$135,000 | $840,000 |
$75,000 | $469,000 |
| Refinancing |
185 | $20,570,000 |
$111,000 | $500,000 |
$65,000 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
76 | $12,144,000 |
$159,000 | $417,000 |
$99,000 | $360,000 |
| Black or African American |
54 | $5,558,000 |
$102,000 | $365,000 |
$54,000 | $396,000 |
| Hispanic |
2 | $124,000 |
$62,000 | $100,000 |
$49,000 | $71,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $150,000 |
$150,000 | $150,000 |
$191,000 | $191,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
17 | $3,103,000 |
$182,000 | $840,000 |
$107,000 | $381,000 |
| White |
263 | $30,377,000 |
$115,000 | $500,000 |
$63,000 | $469,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
324 | $42,511,000 |
$131,000 | $840,000 |
$74,000 | $381,000 |
| FHA-insured (Federal Housing Administration) |
77 | $7,369,000 |
$95,000 | $198,000 |
$51,000 | $469,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
12 | $1,576,000 |
$131,000 | $285,000 |
$86,000 | $396,000 |
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| Application Approved But Not Accepted |
15 | $1,290,000 |
$86,000 | $285,000 |
$48,000 | $159,000 |
| Application Denied By Financial Institution |
2 | $128,000 |
$64,000 | $86,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
27 | $3,354,000 |
$124,000 | $327,000 |
$55,000 | $195,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
369 | $46,684,000 |
$126,000 | $840,000 |
$72,000 | $469,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $42,000 |
$42,000 | $42,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $86,000 |
$86,000 | $86,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DELMAR FINANCIAL COMPANY by:
Metropolitan Area And
County
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