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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DELTA TRUST & BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DELTA TRUST & BANK |
| Address | P.O. BOX 37
PARKDALE, AR 71661 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,476,000 |
| Average Mortgage Loan Amount Applied For | $88,400 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $162,000 |
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| Home Improvement |
22 | $1,319,000 |
$59,000 | $300,000 |
$67,000 | $162,000 |
| Home Purchase |
54 | $3,238,000 |
$59,000 | $423,000 |
$48,000 | $156,000 |
| Refinancing |
46 | $2,919,000 |
$63,000 | $960,000 |
$47,000 | $157,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $464,000 |
$21,000 | $48,000 |
$36,000 | $95,000 |
| Hispanic |
15 | $394,000 |
$26,000 | $57,000 |
$38,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $2,073,000 |
$345,000 | $960,000 |
$0 | $0 |
| Not Provided |
1 | $25,000 |
$25,000 | $25,000 |
$54,000 | $54,000 |
| White |
78 | $4,520,000 |
$57,000 | $617,000 |
$62,000 | $162,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
122 | $7,476,000 |
$61,000 | $960,000 |
$51,000 | $162,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
33 | $813,000 |
$24,000 | $90,000 |
$32,000 | $77,000 |
| Application Withdrawn By Applicant |
6 | $219,000 |
$36,000 | $85,000 |
$53,000 | $161,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
83 | $6,444,000 |
$77,000 | $960,000 |
$59,000 | $162,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DELTA TRUST & BANK by:
Metropolitan Area And
County
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