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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DELTA TRUST MORTGAGE CORPORATI
Mortgage Loans and Application Details
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| Mortgage Company Name |
DELTA TRUST MORTGAGE CORPORATI |
| Address | 65 GERMANTOWN COURT, STE. 400
CORDOVA, TN 38018 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 270 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,332,000 |
| Average Mortgage Loan Amount Applied For | $159,892 |
| Highest Mortgage Loan Amount Applied For | $770,000 |
| Average Applicant Income | $99,357 |
| Highest Applicant Income | $600,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
238 | $37,626,000 |
$158,000 | $770,000 |
$75,000 | $600,000 |
| Refinancing |
32 | $4,706,000 |
$147,000 | $400,000 |
$95,000 | $504,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
7 | $1,049,000 |
$149,000 | $252,000 |
$47,000 | $73,000 |
| Black or African American |
33 | $4,314,000 |
$130,000 | $412,000 |
$67,000 | $199,000 |
| Hispanic |
12 | $2,296,000 |
$191,000 | $394,000 |
$141,000 | $600,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $178,000 |
$178,000 | $178,000 |
$48,000 | $48,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $117,000 |
$117,000 | $117,000 |
$40,000 | $40,000 |
| White |
216 | $34,378,000 |
$159,000 | $770,000 |
$77,000 | $504,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
269 | $42,164,000 |
$156,000 | $770,000 |
$78,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $168,000 |
$168,000 | $168,000 |
$64,000 | $64,000 |
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| Application Approved But Not Accepted |
2 | $353,000 |
$176,000 | $225,000 |
$75,000 | $86,000 |
| Application Denied By Financial Institution |
9 | $1,774,000 |
$197,000 | $394,000 |
$101,000 | $204,000 |
| Application Withdrawn By Applicant |
4 | $288,000 |
$72,000 | $122,000 |
$41,000 | $78,000 |
| File Closed For Incompleteness |
6 | $611,000 |
$101,000 | $200,000 |
$90,000 | $144,000 |
| Loan Originated |
249 | $39,306,000 |
$157,000 | $770,000 |
$77,000 | $600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $1,257,000 |
$209,000 | $394,000 |
$118,000 | $204,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $252,000 |
$252,000 | $252,000 |
$72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $265,000 |
$132,000 | $209,000 |
$66,000 | $132,000 |
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Mortgage Loan App Totals for DELTA TRUST MORTGAGE CORPORATI by:
Metropolitan Area And
County
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